From inbound request to trusted underwriting action in minutes
Climate risk. Location data. Property history. All of it, in one confident recommendation, meaning your team acts faster, prices smarter and takes on less of the wrong risk.
Trusted data. Faster decisions. Less risk.
Complete Risk Picture
A complete property analysis, climate risk, property history, location data and loss runs surfaced with a confident recommendation ready to act on.
Minutes, Not Days
From inbound submission to confident recommendation in minutes. Your team closes policies while competitors are still pulling reports, without adding headcount.
Traceable AI Outputs
Every recommendation traces back to the source data that produced it. Audit-ready by default, not as an afterthought.
Zero Rip-and-Replace
PolyPhaze is the trust layer that sits beneath your existing stack. Model and platform agnostic. Deployed in 30 days, not 18 months.
One platform. Every line of business.
Commercial property underwriting: complete risk intelligence in minutes.
Your commercial underwriting team pulls from climate models, property databases, loss runs, inspection reports and location data, usually by hand. PolyPhaze connects those sources automatically, resolves entities across system boundaries and delivers a complete, trusted risk profile before your competitor has finished the pull.
- Climate risk, property history and loss runs unified in a single view
- Entity resolution across policy admin, claims and third-party data
- Every AI recommendation traceable to source, audit-ready from day one
High-volume personal lines: speed without sacrificing accuracy.
Personal lines live and die on throughput. PolyPhaze automates the data assembly that slows straight-through processing: pulling credit, claims history, telematics and property data into one governed view. Your rules engine gets the complete picture, so auto-approvals are confident and exceptions route to underwriters with full context already attached.
- Straight-through processing rates jump when the data foundation is trusted
- Automated triage routes only genuine exceptions to human review
- Pricing models fed by real-time data, not last quarter’s snapshot
Life underwriting: faster decisions, deeper applicant intelligence.
Life underwriting depends on pulling together medical records, prescription histories, lab results and financial data from sources that rarely share a common format. PolyPhaze resolves applicant identity across those sources, flags discrepancies and delivers a complete risk profile to your underwriters, with every data point traceable to its origin.
- Applicant data unified across MIB, prescription databases and lab results
- Discrepancies flagged automatically before they become downstream errors
- Accelerated underwriting for low-risk applicants, full context for complex cases
Specialty risks and MGAs: underwrite what standard platforms can't see.
Specialty lines require niche data sources that standard platforms ignore: marine tracking, construction progress monitoring, cyber exposure feeds, event-specific risks. PolyPhaze connects those niche sources to your core systems, giving your underwriters intelligence that would take days to compile manually. For MGAs, that speed advantage is the business model.
- Niche data sources connected without custom integrations
- Delegated authority data you can actually trust
- Faster bind times: the MGA that quotes first wins the deal
Reinsurance: portfolio-level intelligence across cedant data.
Reinsurance decisions rely on aggregating and analyzing data from multiple cedants, each with different systems, formats and reporting standards. PolyPhaze normalizes cedant data into a unified view, resolves entity conflicts across portfolios and gives your treaty and facultative teams the complete exposure picture, with every number traceable to source.
- Cedant data normalized and reconciled across formats automatically
- Aggregate exposure views updated in real time, not quarterly
- Full lineage on every figure: source data to treaty recommendation
The PolyPhaze Knowledge Fabric™
The PolyPhaze Knowledge Fabric™ sits beneath your existing systems. It connects what was never designed to be connected, resolves meaning across system boundaries and traces every insight back to its source. Five core capabilities, one trusted foundation.
Connects to policy admin, claims systems, third-party data feeds, document repositories and sensor data without custom integrations. Your AI and your people see the same complete picture.
“Insured” in your policy admin system and “customer” in your claims platform resolve to the same entity, automatically. No more manual reconciliation across system boundaries.
Every AI output traces back to the specific source data that produced it. When a regulator or auditor asks “where did this come from,” the answer is one question or click away.
Zero-trust governance at the data layer, not the application layer. Every AI agent request is controlled, logged and auditable. Every time.
Works with any AI model: public or private, cloud or on-premises. When the model changes (and it will), the trusted data foundation stays exactly the same.
Production in 30 days. Not 18 months.
Most data platform deployments take a year or more. PolyPhaze deploys in 30 days because the Knowledge Fabric connects to your existing systems without replacing them. Four phases, four weeks, production-ready.
Connect
We map your existing systems (policy admin, claims, third-party data feeds, document repositories) and establish secure connections. No data migration, no schema changes. The Knowledge Fabric reads your systems where they are.
Resolve
Entity resolution across system boundaries: insured records, policy references, claims data and agent identifiers are matched and reconciled automatically. The Knowledge Fabric builds the semantic model your underwriters and AI agents need.
Govern
Access controls, data lineage tracking and audit trails are configured at the field level. Zero-trust governance is applied to every data point, every agent request, every query. Your compliance team validates before go-live.
Activate
AI agents and conversational interfaces go live with your underwriting team. Real submissions, real data, real recommendations. Your team tests with production workflows and we tune until confidence matches expectation.
30-day deployment assumes standard connectivity to common insurance platforms. Complex or legacy environments may require an additional 30–60 days for custom connectors.
Connects to the systems you already run
PolyPhaze integrates with the core platforms, data warehouses, third-party data providers and cloud infrastructure your team already uses. Model agnostic. No rip-and-replace. The PolyPhaze Knowledge Fabric™ reads from your existing stack and adds the intelligence layer on top.
